Lead the development, implementation, and periodic review of Ghazanfar Bank’s corporate strategy to ensure alignment with the bank’s growth objectives and regulatory framework. Conduct in-depth market research, economic studies, and industry analysis to support business development, product innovation, and customer service improvements. Monitor Afghanistan’s financial market trends, regulatory cha
Seek opportunities for the branch business development within the related area. Responsible for heading up the expansion in new markets as well as continued expansion among existing clients. Building relationship with existing clients in an attempt to increase their current spend. Driving peak performance and sales success across the branch area. Ensuring all administration for sales is completed
Audit Planning & Execution Develop annual audit plans aligned with Ghazanfar Pay’s strategic objectives and risk profile. Conduct risk-based audits covering branch operations, agent networks, financial transactions, and IT systems. Ensure audits are executed in compliance with EMI regulations, central bank requirements, and international standards. Prepare detailed audit reports with findings, rec
Financial Planning & Strategy evelop revenue models and pricing strategies tailored for digital wallets, agent networks, and merchant services. Develop and implement long-term financial strategies to support the growth and sustainability of the EMI. Support the CEO and Board in strategic planning through robust financial modelling, forecasting, and investment analysis. Align financial plans with o
Agent Network Development Develop and implement strategies to recruit, onboard, and retain qualified agents. Identify new markets and locations for agent network expansion. Ensure adequate geographical coverage to support business growth. Establish and maintain strong relationships with agents and business partners. Agent Operations Management Oversee the daily operations of the agent network. Ens
Risk Management Develop, implement, and maintain the Enterprise Risk Management (ERM) framework. Identify, assess, monitor, and report operational, financial, strategic, technology, liquidity, fraud, and reputational risks. Maintain the corporate risk register and monitor risk mitigation plans. Conduct periodic risk assessments across all business units. Promote a risk-aware culture throughout the
Branch Operations Lead and supervise the daily operations of all Ghazanfar Pay branches. Ensure consistent implementation of operational policies and procedures across all branches. Monitor branch performance and take corrective actions where necessary. Ensure efficient cash management and operational controls. Business Development Develop and implement strategies to increase customer acquisition
